Getting hit by a truck can turn your life upside down. Between medical bills, lost wages, and dealing with insurance companies, you may feel overwhelmed. Knowing what to do next can help you protect your rights and get the compensation you deserve.
Understanding liability in truck accidents
Truck accidents often involve multiple parties. The truck driver, trucking company, or even a parts manufacturer could be responsible. If a driver was fatigued, distracted, or speeding, they may be at fault. However, if the trucking company failed to maintain the vehicle or pushed the driver past legal working hours, they may share liability. Identifying the responsible party is key to your claim.
What damages can you recover?
After a truck accident, you may be entitled to several types of compensation. This includes medical expenses, lost wages, and pain and suffering. If your injuries affect your ability to work long-term, future lost earnings could also be part of your claim. Insurance companies may try to offer a quick settlement, but it’s important to ensure you receive what you truly deserve.
Dealing with insurance companies
Insurance adjusters may seem helpful, but their goal is to minimize payouts. They might downplay your injuries or try to get you to admit fault. Be cautious when speaking with them and avoid giving recorded statements. Anything you say can be used against you to reduce your compensation.
Truck accident claims have deadlines. In Virginia, you generally have two years to file a personal injury lawsuit. Waiting too long can make it harder to gather evidence and prove your case. The sooner you take action, the better your chances of securing fair compensation.